Tom paid $$28136$ in mortgage interests, $$10807$ in mortgage principals, and $$3531$ in property taxes

last year.

Based on his taxable income, his average tax rate is $19\mathrm{.}5\%$ and his marginal tax rate is $24\%.$

If he itemizes his deductions, he can save $$\_\_\_\_\_\_\_\_$ in taxes because of his mortgage payments and property

taxes.