Tommy wants to buy a used car that costs $15,000 and wishes to know the amount of the monthly payments, which will be made at the end of the month, with interest of 12% on the unpaid balance. The term of the loan is 24 months. He should use a table for the: O a. Present Value of $1 (Table 2) O b. Future value of $1 (Table 1) Present Value of an annuity of $1 (Table 4) Future Value of an annuity of $1 (Table 3) O c. O d