Tommy wishes to determine the return on two stocks she owned in 2019. At the beginning of the year, stock X traded for $73 per share. During the year, X paid dividends of $2 At the end of the year, Xstock was worth $56 Calculate the annual rate of return, r, for X (Enter the answer in \% format without \% sign -> 20.51 and not 20.51% or 0.2051 )