Toward the end of Chapter 14, it describes the disaster stories of many U.S. banks and other financial insitutions during the 2008 Financial Crisis. Specifically, the big and prestigious Wall Street brokerage houses of Goldman Sachs and Morgan Stanley were so desperate for money because their sub-prime loan investments were failing, what did they do to save themselves? They simply filed for Chapter 11 business bankruptcy. They asked Saudi Arabia to buy them out and they are now Saudi controlled financial institutions. They are no longer U.S. based firms. They converted themselves from Wall Street brokerage houses and became U.S. banks. This was a clever strategy because as members of the Federal Reserve Banking system, they could get bailout money and cheap loans froms the U.S. Federal Reserve Bank and still survive. Three of America's richest billionaires Bill Gates (former CEO of Microsoft), Warren Buffet (CEO of Berkshire Hathaway), and Jeff Bezos (CEO of Amazon) got together and did a private bailout loan for these firms. In fact these three billionaires did even more rescue bailout loans to save many companies during the 2008 Financial Crisis