Tracy is single and had an

adjusted gross income of $37,000 in 2012. Tracy

also has the following items:

Unreimbursed medical expenses $3,000

State income tax 1,850

Interest expense (first mortgage) 3,040

Interest expense (second mortgage) 1,200

Real estate tax 700

Interest expensecar loan 550

Interest expensecredit card 125

Gifts to charity 300

How much may Tracy claim as itemized deductions?