22. Find the A.V. of the annuity at one year after the last payment, 200088 76% $2000 $2000 $2000 $2000 $2000 . 0 1 2 3 4 8 9 years A.V. = ? a) 21,719 b) 20,982 c) 19,875 d) 18,488 23. Find the P.V. of Perpetuity at the first payment due immediately, 2000a7-8% $2000 $2000 $2000 $2000 $2000 ... 4 years ... 0 1 23 P.V. = ? a) 25000 b) 25987 c) 26000 d) 27000