A 20-year endowment does not build up any cash value by the end of year 5. True or False True False FORUM DESCRIPTION Online businesses are capable of committing a crime, breaching a contract, or engaging in a tortious action. Provide a specific example of each in an online commercial setting. Explain why each action you describe is either a crime, breach of contract, or a tort. Also, outline the key factors that determine fair use of copyrighted text under U.S. law. A 20-year endowment does not build up any cash value by the end of year 5. True or False True False FORUM DESCRIPTION Online businesses are capable of committing a crime, breaching a contract, or engaging in a tortious action. Provide a specific example of each in an online commercial setting. Explain why each action you describe is either a crime, breach of contract, or a tort. Also, outline the key factors that determine fair use of copyrighted text under U.S. law