QUESTION 19 Which of the folowing is not a strength associated with a whole life policy? The premis remain level over time and thus aren't affordable in later years Higher payments than needed to cover mortality rare an effective forced savings component for those who need it The policy is designed to commonly pay a cast benefit to the beneficiary in contrast to torm's less frequent payout as temporary insurance All of the above are strength associated with Whole Ife policy None of the above is a strength associated with a whole le policy QUESTION 20 What is the third top of the risk management process Match patrisk management tools to pure plement Wentwork management tools None of the ove QUESTION 20 What is the third step of the risk management process? Match appropriate risk management tools to exposure. Establish exposure Implement Identify available risk management tools. None of the above