Trever Corp. purchases $1,000,000 worth of materials each month on credit terms of 3/12, n /30. Trever always pays on day 30, never taking the discount. Trever does this because they do not collect from customers until the end of the month. Trever could borrow money from a bank at a rate of 18%. Explain through computations why it might be better for Trever to borrow the money from the bank