Trevor wishes to retire in 15 years and currently has $60,000 in a Fidelity Bank savings account yielding 5% annually and $100,000 in Triple AAA Corporate stocks yielding 9%. He anticipates that he will be able to contribute an estimated $25,000 at the end of each year to his stock portfolio. How much will he have in his retirement fund when he retires? What rate of return must he earn on his retirement funds if he wants to withdraw $125,000 per year for the next 20 years after retiring?