Trey is taking out an amortized loan for $22,000 to buy a new car and is deciding between the offers from two lenders. He wants to know which one would be the better deal over the life of the car loan, and by how much. Answer each part. Do not round intermediate computations, and round your answers to the nearest cent. If necessary, refer to the list of financial formulas. (a) An online lending company has offered him a 7-year car loan at an annual interest rate of 6.3%. Find the monthly payment. $ (b) A bank has offered him a 6-year car loan at an annual interest rate of 6.1%. Find the monthly payment. $ (c) Suppose Trey pays the monthly payment each month for the full term. Which lender's car loan would have the lowest total amount to pay off, and by how much? Online lending company The total amount paid would be $ less than to the bank. Bank The total amount paid would be $ less than to the online lending company