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True, false or uncertain. Points awarded solely on the basis of your explanation a. Only hedgers use futures contracts. b. Credit unions are just small

True, false or uncertain. Points awarded solely on the basis of your explanation

a. Only hedgers use futures contracts.

b. Credit unions are just small banks.

c. Savings banks that hedge are likely to buy futures contracts on debt securities.

d. Defined contribution pension funds are riskier for employees than are defined benefit plans

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