True or False (please answer all 3)

Data shows that households' loan-to-value (LTV) ratio with private mortgages is usually higher than the LTV ratio with government guarantees. Consider the following two Korean household debt guidelines: The maximum debt-to-income ratio of 30% and the maximum debt service ratio of 30%. The latter one is a stricter household debt guideline than the former one. Data shows that households' loan-to-value (LTV) ratio with private mortgages is usually higher than the LTV ratio with government guarantees. Consider the following two Korean household debt guidelines: The maximum debt-to-income ratio of 30% and the maximum debt service ratio of 30%. The latter one is a stricter household debt guideline than the former one