TRUE/FALSE 39. A maker and a drawer of a negotiable instrument mean the same thing-TF 40. A check is not a negotiable instrument - T F 41. Negotiation and negotiability mean the same thing - T F 42. Taking a check to a bank for deposit is called Negotiability - T F 43. Commercial paper(s) are generally documents used to facility a transfer of money or credit - T F 44. A "holder" in a person who possesses a negotiable instrument issued, drawn, or indorsed to that person or his/her order or to bearer - T F 45. The law of negotiable instruments was developed during the U.S. Civil War - T F 46. A negotiable instrument does not have to be signed - T F 47. The amount of money referenced in a negotiable instrument does not have to fixed - T F 48. In a negotiable instrument, the maker is the one who promises to pay - T F 49. The drawer and maker of a negotiable instrument are often considered the same person - T F 50. The initial parties to a negotiable instrument are the maker, payee, and bank - T F 51. The initial parties to a negotiable instrument are the drawer, drawee, and donor - T F 52. A check is the most common form of a negotiable instrument-T F