Two depository institutions have composite CAMELS ratings of 1 or 2 and are 'well capitalized.' Thus each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Further, the institutions have the following financial ratios and CAMELS ratings: Use table. Calculate the initial deposit insurance assessment rate for each institution. (Do not round intermediate calculations. Round your answers to 2 decimal places, (e.g., 32.161))