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Two depository institutions have composite CAMELS ratings of 1 or 2 and are well capitalized. Thus, coch institution falls into the FDIC Risk Category I

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Two depository institutions have composite CAMELS ratings of 1 or 2 and are well capitalized." Thus, coch institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Weights for the CAMELS components to calculate the weighted average CAMELS rating are 25 percent, 20 percent, 25 percent. 10 percent, 10 percent, and 10 percent for the C.A.M.E.L. and components. respectively. Further, the institutions have the following financial ratios and CAMELS ratings Institution Institution Tinancial Ratios: Loverage Ratio 8.73 7.86 Nonperforming Loans and Lates/Cross Assets 0.46 0.61 Other Real Estate Owned/Cross Assets 0.30 0.78 Net Income Before Taxes/Total Assets 2.26 1.90 Brokered Deposit Ratio 2.70 2.10 Ope-Year Anet Growth 7.25 5.66 Loans as a percent of Total Assets Construction Development 0.51 0.41 Commercial & Industrial 15.56 13.05 LOON 1.70 0.50 Other Conso 18.50 18.20 Loans to Foreign Government 0.55 0.05 Real Estate Loans Residual 0.00 0.00 Multifamily Residential 1.05 0.70 Nontarm Nonresidential 0.00 0.00 1-4 Pamily Residential 37.36 34:37 Loans to Depository Banks 1.65 1.15 Agricoltural Real Estate 1.80 4.40 Agriculture 3.00 4.40 CAMELS componentit 1 2 C T 1 Calculate the initial deposit insurance assessment rate for each institution. (Do not round intermediate calculations. Round your answers to 3 decimal places. (e.g., 32.161)) Institution A Institution B Initial assessment rate

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