two mutual funds, have independent yearly

Question 3 (10 marks) Two mutual funds, (I) and (II), have independent yearly performance and constant 0.6 probability of growth in any one year. (a) Find the probability that fund (1) records the third year of growth at the end of the fifth year. (5 marks) (b) Find the probability that fund (I) records four or more years of growth than fund (II) at the end of the fifth year.