Two parties enter a swap agreement with a notional principal of $10,000 to be exchanged in a year. The interest rate in the market is 6%. a. The party that pays the fixed rate also pays $100 at initiation. How, if at all, does this payment change the fixed rate to be paid at the end of the year. b. Outline the steps to generates arbitrage profit if the interest rate in the market is 6% and the swap fixed rate is 5%