Two years ago, you purchased 100 shares of a cola company. Your purchase price was $50 a share, plus a commission of $5 per share, for a total cost of $55 per share. After one year, the stocks market value had risen to $58. At the end of two years, you sold your cola company stocks for $68 a share, less a per-share commission of $2. During the two years you held the stock, you received dividends of $0.56 per share for the first year and $0.68 per share for the second year.

1. Calculate your annual shareholder return for each of the two years you owned the stock.

Annual shareholder return of year 1 ____________

Annual shareholder return of year 2 ____________

2. Calculate your annual average compound return. ______________