Type * Cardholders Crosstabulation Cardholders Single Male Single Female Total Gold Count 54 8 62 % within Cardholders 14.6% 2.6% 9.2% Standard Count 282 256 538 % within Cardholders 76.2% 83.7% 79.6% Low Interest Count 34 42 76 % within Cardholders 9.2% 13.7% 11.2% Total Count 370 306 676 % within Cardholders 100.0% 100.0% 100.0% Frequency Percent 60 40 20 20 0 Frequency Percent 40 20 Simple Histogram of Income by Cardholders Single Male Cardholders Single Female 0 $0 $20,000 $40,000 $60,000 Income $80,000 $100,000 $120,000 Payment * GoldCard Crosstabulation GoldCard Gold Other Types Total Payment Minimum Count 4 145 149 % within Gold Card 5.1% 18.8% 17.5% Other Count 32 334 366 % within GoldCard 41.0% 43.3% 43.1% Full Balance Count 42 293 335 % within GoldCard 53.8% 38.0% 39.4% Total Count 78 772 850 % within GoldCard 100.0% 100.0% 100.0% Balance Standard Mean Count Median Deviation Cardholders Single Male $2,849 54 $2,735 $829 Single Female $2,364 8 $2,300 $309 1 2 Null Hypothesis The medians of Balance are the same across categories of Cardholders. The distribution of Balance is the same across categories of Cardholders. a. The significance level is .050. b. Asymptotic significance is displayed. Hypothesis Test Summary Test Sig.a.b Decision Independent-Samples Median .072 Retain the null hypothesis. Test Independent-Samples Mann- Whitney U Test .059 Retain the null hypothesis. Total N Median Independent-Samples Median Test Summary Test Statistic Degree Of Freedom Asymptotic Sig. (2-sided test) Yates's Continuity Correction Chi-Square Degree Of Freedom Asymptotic Sig.(2-sided 62 2650.000 4.737a.b 1 .030 3.231 1 .072 test) a. More than 20% of the cells have expected values less than five. b. Multiple comparisons are not performed because the overall test does not show significant differences across samples. Balance across Cardholders Independent-Samples Mann-Whitney U Test Summary Total N 62 Mann-Whitney U Wilcoxon W 126.000 162.000 Test Statistic 126.000 Standard Error 47.617 Standardized Test -1.890 Statistic Asymptotic Sig.(2-sided test) .059 Balance Independent-Samples Mann-Whitney U Test Cardholders Single Female Single Male $6,000 N=8 Single Male $6,000 Mean Rank 20.25 $5,000 $4,000 $3,000 $2,000 $1,000 $5,000 $4,000 $3,000 $2,000 $1,000 $0 $0 12 10 8 6 4 2 0 2 4 6 8 10 12 Frequency Frequency Balance