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Typically, you must send account holders a periodic statement for each monthly cycle in which an EFT has occurred. There are exceptions. Which of these

Typically, you must send account holders a periodic statement for each monthly cycle in which an EFT has occurred. There are exceptions. Which of these is one of them?
A. Electronic check conversions
B. Telephone and mobile banking
C. Passbook accounts that are updated on presentation of the passbook and may be accessed only by preauthorized transfers into them
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