umpounded monthly on her ment account each month to reach her goal Usume she has 100W apse QUESTION 15 Bud is offering a house for sale for $180,000 with an assumable loan which was made 5 years ago for 5130.000 at 1.75 over 30 years. Alyssa is interested in buying the property and can make a $30.000 down payment. A second mortgage can be obtained for the balance at 11.5 for 25 years What is the effective cost of the combined loans, if Alyssa would like to compare this financing alternative to obtaining a first mortgage for the full amount? O 9.049 O 10.3396 9.2396 11.2796