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2. Due to the risk of electrical power cuts, hospitals need to install backup generators to make sure lifesaving machines continue operating. This treatment is considered: a. Avoidance b. Duplication c. Separation d. Non-insurance transfers 3. A newly qualified doctor is concerned that he might commit a few errors in his early days due to his lack of experience in surgery and wants to manage that risk. Which type of insurance is he seeking? a. Professional liability insurance b. Workers compensation insurance c. Product liability insurance d. Group health insurance