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Which of the following best describes the process of short selling? a) An investor buys shares from a broker and sells the shares in the stock market. b) An investor borrows shares from a broker and sells the shares in the stock market. In the future, the investor returns the borrowed shares. c) An investor sells the shares she already owns. d) A broker borrows shares from an investor and sells the shares in the stock market. In the future, the broker returns the borrowed shares