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You have some extra cash this month and you are considering putting it toward your car loan. Your interest rate is 7.4%, your loan payments are $622 per month, and you have 36 months left on your loan. If you pay an additional $1,300 with your next regular $622 payment (due in one month), how much will it reduce the amount of time left to pay off your loan? (Note: Be careful not to round any intermediate steps less than 6 decimal places.) The new time left to pay off your loan will be months. (Round to one decimal place.)