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Under 175% PSA prepayment model, what is the SMM in month 16 of a mortgage? Express your answer as a fraction, rounded to 6 decimals

Under 175% PSA prepayment model, what is the SMM in month 16 of a mortgage? Express your answer as a fraction, rounded to 6 decimals (e.g. if your answer is 0.05111111%, write 0.000511).

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