Under certain conditions, Swiss banks pay negative interest$-$they charge you. $($You didn't think all that secrecy was free?$)$ Suppose a bank "pays" $-2\mathrm{.}9\%$ interest compounded annually. Find the compound amount for a deposit of $$280,000$ after $4$ years.

The compound amount after $4$ years is $

$($Do not round until the final answer. Then round to the nearest cent as needed.$)$

QUESTION $2$

Find the monthly house payments necessary to amortize the following loan. Then calculate the title payment and the total amount of interest paid. $$200,000$ at $6\mathrm{.}99\%$ for $20$ years

monthly payments are $?$

The total amount paid on the loan is$?$

The total amount of interest paid is$?$