Under the typical state law "homestead exemption" for debtors, where the home is sold for $$200,000$ but had a mortgage owed to the bank of $$155,000$ and a state law homestead exemption of $$25,000,$ the amount that a third party creditor other than the bank with the mortgage would be

Group of answer choices

$ $20,000$

$ $25,000$

$ $45,000$

$ $55,000$

$ $175,000$