Under what circumstances, if any, would you be willing to participate as a lender in a peer-to-peer lending arrangement? You would be more willing to participate if you had the ability to reviev credit scores and other financial information of potential borrowers and were confident in the usefulness of that information for predicting defaul You would be less willing to participate if you had ample time to monitor the loan yourself for signs of trouble. You would be more willing to participate if the peer-to-peer lending site you use would make a commitment not to report missed payments by borrowers to credit bureaus. You would be less willing to participate if the arrangement involved spreading your lending across a group of borrowers rather than lending to just one borrower