Under what circumstances would the owner of a nonprofit charitable organization be covered under unemployment insurance? Question 27 options: 1) If the owner employs 12 or more workers for at least one day in each of 52 different weeks during the current or prior year 2) If the owner employs four or more workers for at least one day in each of 20 different weeks during the current or prior year 3) If the owner employs 20 or more workers 4) Nonprofit organizations aren't eligible for unemployment insurance