Unit 4 - Fernando's Fraud Triangle 48 48 unread replies. 48 48 replies. Fernandos Fraud Triangle is a retail establishment that has been experiencing lower revenues in the last six months, even though sales are up to 21.1 %. Fernandos sells whatever products you want to sell and takes cash, credit cards, and checks. All three categories-cash/checks/credit cards-have remained consistent with no significant increase-while sales are up. There are three employees and all have access to the register and can override refunds and any other items that need to be charged back. I have narrowed it down to three employees for you. You have been called in as the Fraud Examiner to see who has their fingers in the till. Mitch: 47 Years old; 14.2 years with the company/full time employee Recently divorced/ pays child support for two kids Wages are garnished by the courts for payment Drives a three year old Jag-u-Ar Just bought a new home Makes $88,282 a year Loves to dress in style Loves the night life Crystal: 31 Years old; 10.8 years with the company/full time employee Married/mother of two children Husband has a full time job Makes $72,262 a year Drives a four year old Volvo Recently bought a new home Loves to dress in style Loves the night life John: 21 years old; 5.3 years with the company/part time employee College student/accounting Just bought a four year old Hyundai Santa Fe Lives with his parents Pays for school Makes $38,282 a year, part time Single Loves to party and dress nice