Unit 4: Protecting - Safeguarding Yourself, Your Stuff, and Your Loved Ones Q2 Amount of Loss Deductible Amount of Insurance Actually Carried % Percentage Amount Needed Replacement Value Q4 Annuity Payment Discount Rate Years $75,000.00 $500.00 $150,000.00 80% $200,000.00 $7,500.00 5.50% 30