Upon his release from prison, Michael Clott convicted of Securities fraud and racketeering, Retained a law firm partnership, Ross and Hardee's to provide Clott company Capital Financial Group Inc., a legal framework to do financial securities and Bank business in Maryland. Steven Kersner was Ross and Hardies partner primarily assigned to Clott's account created the 7.5% program in mortgage, a program designed to provide lines of credit to minority homeowners. The 7.5% program was a fraud by which Clott stole money that was borrowed by the owners participating in the program. Kersner helped perpetuate the fraud by assuring homeowners that the program was legitimate aiding Clott in transferring borrowed funds to bank account, opening empty accounts in the name of homeowners to deceive them that line of credit had been open for them preparing false statements to make it appear that the homeowners were longer liable on the mortgages calling lenders with questions to contact Kersner instead of the homeowner and forging and altering checks. did Kersner action make his partnership liable to homeowners under the racketeering influenced corrupt organization Act?