URGENT

Identify the most appropriate common money management mistakes for the cases below, with justifications and solutions: (i) Using credit cards for everyday expenses. (4 marks)

(ii) Kelvin loves shopping and lives by the principle of you only live once. He is frequently uncontrolled spending on vacations, expensive dining, shoes, bags and accessories. (4 marks)

(iii) Living with no emergency fund. (3 marks)

(iv) Susan has no idea on what she has been spending. (4 marks)