urgentt help please! the second Question it was posted seperatley and it says my question have been answered and its not !

Ria has signed a contract to buy a house for $250,000, where she will pay a $30,000 down payment and take out a loan from the bank to cover the balance. HSBC currently offers the best rate in the market, which 5.7% per annum. HSBC expect Ria to return the money in exactly 30 years. What will Rita have to pay to HSBC at the end of the year, if she makes equal annual installments over the next 30 years? Round your answer to nearest $10. Select one: O a. $15,470 O b. $12,770 O c. $11,890 O d. $10,350 ge Next page 10 W 25% Bill has just received an SMS notification saying that he is the proud winner of the national lottery. As part of his prize, Bill will receive $2 million at the end of each year for the next 20 years. While the lottery management refers to this as a $40 million jackpot, they informed Bill that, if he chose the cash option, they would give him much less than that. As such, if Bill wants to take out all his winnings in one go today, he will not receive the $40 million. Instead, he can receive a lump sum payment today equal to the present value of the ordinary annuity instead of the 20 annual payments. The discount rate that the lottery management uses to determine the lump sum payoff is 7%. How much will Bill receive, if he wishes to receive all his money today and selects the cash option? Round your answer to the nearest dollar. Select one: O a. $42,977,401 b. $21,188,028 O C. $26,945,332 d. $39,707,503