Use Excel to answer this question: Assume that you are getting a monthly$-$payment mortgage for $$200,000$ to purchase your new home. What is the monthly payment if the loan has to be repaid in $30$ years and the rate on the loan is quoted as $4\%$ APR under monthly compounding?

$$923\mathrm{.}93$

$$954\mathrm{.}83$

$$997\mathrm{.}52$

$$1,493\mathrm{.}75$