use me [ensuring medals to netp you wrm examples 5, L', .5: u Hemw: A. Bob is 2'? years old. He has $20,000 in his 401k, but has about $15,000 in his savings account. And has about $500 a month of discretionary funds he can do whatever with. What would you recommend he do with the extra cash? \"That's his factors when making the recommendation? Draw and explain his Asset Allocation model. Draw Explain