Use PMT =(f)ntP(nr) to determine the regular payment amount, rounded to the nearest dollar. Your credit card has a balance of $3000 and an annual interest rate of 18% Wath no further purchases charged to the card and the balance being paid off over two years, the monthly payment is $150, and the total interest paid is $600. You can get a bank loan at 10.5% with a term of three years. Complete parts (a) and (b) below. a. How much will you pay each month? How does this compare with the credit-card payment each month? Seloct the correct choice below and fill in the answer boxes to complote your choice. (Do not round until the final answer. Then round to the nearest dollar as needed.) A. The monthly paymonts for the bank loan are approximately $ This is $ less than the monthly credit-card payments. B. The monthly payments for the bank loan are approximately $ This is $ more than the monthly credin-card payments