Use PMT =(r)ntP(nr) to determine the regular payment amount, rounded to the nearest dollar. Your credit card 1(1+nr)nt has a balance of $3700 and an annual interest rate of 18%. With no further purchases charged to the card and the balance being paid off over three years, the monthly payment is $134, and the total interest paid is $1124. You can get a bank loan at 10.5% with a term of four years. Complete parts (a) and (b) below. a. How much will you pay each month? How does this compare with the credit-card payment each month? Select the correct choice below and fill in the answer boxes to complete your choice. (Do not round until the final answer. Then round to the nearest dollar as needed.) A. The monthly payments for the bank loan are approximately $ This is $ more than the monthly credit-card payments. B. The monthly payments for the bank loan are approximately $ This is $ less than the monthly credit-card payments