Use the attached image and this financial information to respond to the reinsurance quiz.

A $50 million commercial building is insured by a primary insurer and four reinsurers. The policy is written in the following way:

Reinsurers A, B, and C write a layer of $25M XS $15M. Within this layer, the reinsurers take a proportional split of:

• Reinsurer A: 30%
• Reinsurer B: 40%
• Reinsurer C: 30%

Reinsurer D writes a layer of $10M XS $40M.

If a $45 million loss occurs, how much does each reinsurer pay for this loss?

Re D Re A Re B Re C Retention