Use the financial data below to answer the following question :" What was the return on investment (ROI) and return on assets (ROA) for the year?"

Investment Assets at year end: $170K

Investment Assets at beginning of year: $125K

Savings: $25K

Employer Match to 401 (K): $4.8K

Gross Income: $120K

Total Assets at Year End: $650K

Total Assets at Beginning of Year: $610K

Total Liabilities at Year End: $235K

Total Liabilities at Beginning of Year: $240K