Use the following assumptions on the runoff of cash flows: \ - fixed-rate mortgages repaid during the year: 20%; \ - proportion of savings deposits and variable rate CD that are rate-sensitive: 20% \ Required: \ i) Calculate the rate sensitive assets (RSA). \ ii) Calculate the rate sensitive liabilities (RSL). \ iii) Calculate the income gap \ iv) Calculate the change in net interest income at the year-end if interest rates fall by 1%, from 5% to 4%? Forecast whether the net profit for the bank increase or decrease?