Use the following chart to organize the information about traditional and Roth IRAs and 401(k)s. Trad. IRA Roth IRA Trad. 401K Roth 401K Controlled by employer or individual? Max contribution? Are contributions pre or post tax? Are distributions mandatory? At what age? Page 6 If you earn $65,000 and your employer matches 6% of your salary at 45%, what is the maximum amount your employer will contribute to your 401(k)? o OP