Use the following information to answer the following three questions. You need $20,000 for an automobile purchase. Your bank offers several options, including a 6 percent (APR) loan, with monthly payments over five years, with the first payment due in 30 days. Question 1 1 pts Which one of the following loans would be most expensive? interest-only loan amortized loan with a balloon payment in two ycars. amortized loan with equal loan payments amortized loan with a balloon payment in four years. amortized loan with a balloon payment in three years. The calculator needs to be set to: BGN mode End mode P/YR Question 3 This problem requires solving for: Payment (in dollars) Net Future Value (in dollars) Future Value (in dollars) Present Value (in dollars)