Use the following information to answer the next 4 Questions The duration of a soon to be approved loan of $20 million is five years. The 99th percentile increase in risk premium for bonds belonging to the same risk category of the loan has been estimated to be 6.5 percent. Question 13 (1 point) What is the capital (loan) risk of the loan if the current average level of interest rates for this category of bonds is 13 percent? $5,480,125.20. $5,752,212.38. $1,964,280.85 $2,000,412.41. $5,480,000.81 Question 14 (1 point) If the fee income on this loan is 0.5 percent and the spread over the cost of funds to the bank is 2 percent, what is the expected income on this loan for the current year? $400,000. What is the estimated risk-adjusted return on capital (RAROC) of this loan. 8.69 percent. 7.20 percent. 7.13 percent. 9.55 percent. 5.45 percent. Question 16 (1 point) If the minimum RAROC acceptable to the bank is 8.5 percent, what should be its expected percentage fee income in order for it to approve the loan? 157 percent. .331 percent. .445 percent. .531 percent. .571 percent