Use the following information to answer the questions:

Assets			Liabilities and Equity
Cash	9,000		Accounts payable	19,000
Marketable securities	2,000		Notes payable	6,000
Accounts receivable	3,000		Current liabilities	25,000
Inventory	26,000		Long-term debt	95,000
Current assets	40,000		Total liabilities	120,000
Machines	34,000		Paid-in capital	20,000
Real estate	80,000		Retained earnings	14,000
Net fixed assets	114,000		Equity	34,000
Total assets	154,000		Total liab. & equity	154,000

Line item	Value
Sales	71,000
- Costs	58,220
- Depreciation	2,000
= EBIT	10,780
- Interest	800
= Taxable income	9,980
- Taxes	3,293
= Net income	6,687

1.) What is the total debt ratio (including all liabilities)?

2.) What is the times-interest-earned ratio?