Use the information in the latest (31 March 2020) Disclosure statement of the Bank of New Zealand (BNZ) to evaluate the BNZ's compliance with the Capital requirements. The link to the latest the BNZ's Disclosure statement:

https://www.bnz.co.nz/assets/about-us/financials/pdfs/bnz-financial-disclosure-statement-2020-03-31.pdf?628e04c55493bdadc5c9fcfb3fa77500910988a9

a)Calculate the bank's CET Tier 1 capital ratio, Tier 1 capital ratio, and Total capital ratio. Show all calculations and state where you have obtained the input numbers for the calculations.

b)Compare the calculated ratios to the regulatory minimum required ratios. Does BNZ meet the current capital requirements?

c)Does BNZ meet the proposed new capital requirements under The Capital Review?

d)Use the information in the latest (31 March 2020) Disclosure statement of the Bank of New Zealand (BNZ) (the link provided above) to calculate the BNZ's non-performing loans ratio. Show the calculations and state where you have obtained the input numbers for the calculations.