use the information in the table to answer question 8

A bank wishes to earn a pure rate of 2 percent, and the inflation premium is 1.6%. The bank uses the Fair Issac Corporation (FiCO) score to determine car loan rate for its customers. Based on an automobile loan applicant's FiCO score, it uses the following risk premium adjustment to the rate it quotes. If John Smith's FICO score drops to 615 , what will be the percent change in the APR? 92.91% 29.43% 11.40% 92.91% 29.43%