Use the information presented in Midwestern Mutual Bank's balance sheet to answer the following questions.

Banks Balance Sheet
Assets		Liabilities and Owners' Equity
Reserves	$150	Deposits	$475
Loans	$600	Debt	$200
Securities	$750	Capital (owners' equity)	$825

Suppose a new customer adds $100 to his account at Midwestern Mutual Bank, which the owners of the bank then use to make $100 worth of new loans. This would increase the loans account and ? the ? account.

This would also bring the leverage ratio from its initial value of ? to a new value of ? .

Which of the following is true of the capital requirement? Check all that apply.

a,It specifies a minimum leverage ratio for all banks.

b,The higher the percentage of assets a bank holds as loans, the higher the capital requirement.

c,Its intended goal is to protect the interests of those who hold equity in the bank.