Use the payment formula or the TVM_Solver to solve the following problems. 1) The price of a home is $161,000. The bank requires a 20% down payment and three points at the time of closing. The cost of the home is financed with a 30-year fixed-rate mortgage at 9.5%. 2) Suppose a family has a gross income of $39,600. a) What is the maximum the family should spend each month on a mortgage? b) What is the maximum amount the family should spend each month for total credit obligations? c) If the family's monthly mortgage payment is 60% of the maximum they can afford, what is the maximum amount they should spend each month for all other debt